The Employer's Guide to Workers' Comp Insurance
Barbara Ellen BurchThink workers’ comp is just paperwork and handbooks that gather dust? Think again. In “The Employer’s Guide to Workers’ Comp Insurance,” we cut through the jargon and show you exactly how to protect your team—and your bottom line—when on-the-job accidents happen. You’ll learn: • What workers’ comp really covers (spoiler: it’s more than Band-Aids and broken bones) • State-by-state requirements so you’re never caught off guard (yes, New York’s rules are very different from Texas’s) • Cost-saving strategies and risk-management tips to keep premiums from draining your cash flow • How comp insurance shields you from lawsuits when an employee files a claim • Best practices for claims handling so you can get everyone back to work—fast Perfect for small-business owners, HR managers, and anyone who’d rather focus on growth than grappling with legal headaches. By the time you’re done reading, you’ll know exactly which coverages you need, how to shop for the best rates, and why workers’ compensation isn’t just a legal formality—it’s your secret weapon for running a safer, more profitable operation.